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flood insurance claim

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Tips to File Flood Insurance Claims

Flood Insurance is a necessity for a lender whose home is located in a flood plain. As a homeowner’s policy won’t cover your flood damages so buying flood insurance protect homeowners against losses from the floods. Flood insurance is relatively inexpensive and policies are available in three forms: Dwelling, General Property, and Residential Condominium Building Association Policy.

Claiming flood insurances are not easy but following few guidelines we can make a claim easily. Flood insurance policy requires you to give prompt written notice of loss. Ask your agent or company representative, how to file notice of claim or simply send a written notice to the company with policy number. Separate your damaged property from undamaged property, take photographs of property before disposing it of and keep samples of it as well.

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